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Testimonials
More Testimonials posted on http://www.linkedin.com/in/yourmortgageprofessional
Your PrimeLending Mortgage Professional (Sam Cowen)
I hired Sam when I was looking for financing for my home. Sam worked tirelessly at a time when the mortgage industry was really struggling and loan requirements were really tightening up. However, Sam never gave up, always explained my options with the changing times, and worked with me to get the new requirements met. I definitely recommend him for all my friends' mortgage needs!”
— Marcus Davis
Sam is a knowledgeable mortgage professional who is in tune with the leading indicators in today's market. He is very honest and willing to provide help to those who ask. He has provided advice to me at no cost
— Andrew Davidson
"Recently my wife and I became acquainted with Sam when we began to investigate re-financing our home in The Woodlands, Texas. I am a Vice President of a software company and travel very frequently. We first contacted a local bank directly, but after multiple discussions, appraisals, etc., we simply were not getting the service we felt we should be getting from this bank. We contacted Sam through a mutual acquaintance. Sam began helping us look for the right bank, worked with us on the appraisal and was available at all times to help with the mountains of paperwork. Within a few weeks we had multiple choices. The deal we accepted allowed us to drop our interest rate, get some cash out and also to save on our monthly payments, a win in every way! We could not have done this work without the guidance and assistance from Sam. Should you be reading this review, please note that I came back to Sam and asked if I could do a reference for him, as I feel like his service was excellent."
— Glen Nath
"I've used Sam's mortgage brokerage services several times over the past few years and he is a great asset to have when you're trying to find an appropriate mortgage loan at a great rate. He is great to work with -- no “gotchas” or surprises at closing, no confusion around services or fees. I would recommend Sam to anyone in need of his services. We will be using him next time we need is services."
— Chris Braugh
"I have completed several successful mortgages with Sam. He has always taken the time to find out exactly what I needed and then found the best program for me. He helped me understand all of my options to get mortgages that best fit my situation and always closed on time. I have recommended Sam to my friends with confidence."
— Scott Hackl
"I have had the pleasure to hire Sam and work with Sam whilst planning the purchase of my home in Austin. Sam went over and above to help find me the best financial package based on the size of the loan and was able to construct a great deal for me. I would use Sam again with no hesitation and in fact have already started that process"
— Sean Ludick
"Sam was wonderful to work with. He helped me to clean up my credit history so I could buy my first home. Without Sam, I would have never made it through the process."
— Erin Espinosa
"Sam was awesome to work with. My wife and I are very pleased with the results of his work. His knowledge and his high integrity separates him from his competition. I will use him again when I go to another closing of any property."
— Billy Anagnostou
"Here is one guy I would certainly get a quote from. I'll bet that he will beat any price that you get. He has done just about every mortgage or refinancing that Kelly and I have had over fifteen years. Sam has tremendous integrity and if he gives you a quote it really means something.
— Scott Braugh
"Sam Cowen has provided me with options for original financing and re-financing (6 yrs later) for my primary residence. He provided excellent service and products while working under less-than-perfect conditions. Sam is a "GO TO" guy for financial advising and mortgage services!"
— Randy Little
"Sam is on top of mortgage processing and is able to close loans in a timely function."
— Bryan Faircloth
"While being in the real estate industry since the mid 1990's, my husband and I employed Sam on the mortgage of our second home in 1995. Our experience was such a positive one, that we have recommended him to many friends and clients over the years. Since I joined the mortgage industry in 2001, I have consulted with Sam on numerous occasions for his expertise in the industry with regard to qualifying my own clients in addition to referring clients to Sam when I could not finance their home purchase. In addition to the above work qualities, I would recommend Sam for any mortgage task based on his abilities complete a job on time and his ability to think outside of the box for a positive end results."
— Allison Kilway
"My husband and I have had the recent privilege of working with Sam Cowan for our mortgages needs. During this time of the mortgage market meltdown, my husband and I who are both self-employed and relocating to Texas from NYC, were having a difficult time getting approved for a loan. It was a stressful time, to say the least, but Sam kept us calm, dug deep and never gave up on us. It is because of his knowledge of the market, his creativity and his dedication to us that we are proud Texas homeowners today! I highly recommend Sam Cowen for all your mortgage needs. His knowledge and resources were instrumental in getting us approved. He is personable, punctual and trustworthy...more than a good value an excellent value! Jo Duer"
— Jo Duer
"Sam Cowen is knowledgeable about his industry and aware of changes in the marketplace. His skill set helps the client have a clear advantage, and his customer service is above and beyond a typical provider. His advice is sound, and his ability to give options allows the customer to get the best deal. Sam is very honest and grounded, and a pleasure to deal with."
— Jan Tompkins
"What we liked most about our experience with Sam as our mortgage professional, is that he made the process as easy as could be expected....and we trusted him. As we all know, the pre closing process can be quite cumbersome...and often frustrating. But Sam carried that burden for us. This was a huge improvement over our first closing in 2002 (with another broker :) Thanks Sam! We look forward to using you in the future for our home purchase/refinance needs."
— Chris Migura
"Sam is a true professional who caters to the needs of his client."
— Troy Foote
"Sam is a true professional who has a unique drive and ability to succeed with everything he involves in. That, coupled with a very positive attitude is a winning combination. I have found Sam highly professional and his work and commitment first-rate. I would gladly recommend him without hesitation."
— Chris Auten
"Samuel did a great job of processing a loan request quickly and efficiently. His commitment to communication made the entire process flow smoothly. I would recommend him to anyone looking for an excellent mortgage professional."
— Stephen Hann
"Sam Cowen was my broker for the purchase of my first home. He managed every aspect of the buying experience with the utmost professionalism. I was impressed with his level of knowledge and expertise in his field. Sam kept me informed through the various phases of home buying which gave me great confidence that I had selected a great broker. If you are looking for a mortgage broker, Sam is an excellent choice."
— Bryan Brantly
"Sam provides excellent customer service, and is someone that can be trusted to get the job done."
— Steve Tamez
"We were to close on our home in December 2004 when my biggest client went into receivership, leaving several MONTHS worth of unpaid legal bills owing to my law firm. We almost lost our new home as a result of a number of past-due mortgage (and other) payments which came after we qualified. Sam stayed with our loan to the bitter end and -miraculously is the only word-managed to close the loan on the absolute last day before our approval lapsed with our lender. I do not know how he managed but he managed to get us closed. I might also add that I was in the middle of a jury trial when all this was going on and could do virtually nothing to help. He worked around all these issues and made it happen despite the obstacles. This is the penultimate recommendation of anyone in his business. This was a hard loan to begin with because of some past and then present credit issues. -Tom Barron"
— Thomas C Barron
"Sam has made the home buying process for us as pain-free as anyone possibly could! Not only did he find us the best mortgage, but he went out of his way to help us understand what was going on. We will continue to trust him with our mortgage next time we buy a house."
— Deborah Peer
"To Whom it may concern, My name is Tuan (Tony) Nguyen, I'm an investor and a Home developer in the Houston area, I've known Mr. Sam Cowen for over a year now, he has helped me to secure countless real estate loans and construction loans, he responds fast and produces good results, he keeps his promises and has always been very courteous and honest, there were times when others had failed me, Sam stepped in and produce the exact results that I expected, in other words, when I think of Sam Cowen, I think of the word "PROFESSIONAL". I would highly recommend Sam Cowen as a Mortgage Professional to anyone who is interested in using his professional services. Regards,"
— Tony Nguyen
"Sam has proven to be a professional with extensive knowledge in the mortgage industry, finding the best alternatives and solutions for specific mortgage requirements."
— Arturo Pimienta
"Samuel gave my first time buyers the chance to own a home when no other loan officer could... Sam is very knowledgeable and I highly recommend him to all my clients."
— Yolla Bsaibes
"Sam gets the job done! He is tenacious and creative in getting loans to closing. I've used his services for my own loans on at least 3 properties, and have recommended him to many clients who have been very grateful for his assistance in getting what they want. Sam is terrific. You won't be disappointed."
— Linda Farin
"First and foremost: Sam Cowen ALWAYS GETS IT DONE. I have worked with him on more than one occasion. He has proven to be hard working and reliable since I met him in 2001. Sam has always provided my family and friends with the most competitive loans. He closed my first loan in 72 hours after our previous lender told us that we had unrealistic expectations (ask Sam about the difference between using a loan officer with a mortgage company vs a mortgage broker like him) . For our second loan, Sam wasn't afraid to switch mortgage products within 24 hours of closing because a better deal presented itself. I consider myself to be a "bargin hunter". Simply put, Sam has NEVER let the competition beat him. It would be foolish to close on a loan without giving Sam the opportunity to earn your business."
— Marc Kesner
"I highly recommend Sam Cowen to anyone needing mortgage services. The things that set Sam apart from others we have delt with was his knowledge of the industry in helping us determine the best option for our circumstances, his responsiveness in promptly returning our phone calls, patience in answering our numerous questions and most of all his proactive approach in handling the details to make sure we closed on time. Sam delivered on his word and these days that’s hard to find. Thanks again Sam!"
— Shane Waddell
"I have used Sam's service couple of times in mortgage, equity financing and\ financing advice. He is very punctual and always informative. I always liked his answering my phone rather than talking to a machine. He has even helped my friends in various occasions. One may find cheaper service but not at his quality."
— Dogan Cirakoglu
"I was very impressed with Sam's knowledge, Can Do attitude, and ability to get approval on tough folder. I will definitely use Sam again, and recommend him highly."
— Larry Rosenman
"I have had many different type arrangements with different mortgage providers in the past. My relationship with Sam Cowen and Cowen Funding is by far the best, and hopefully, will be the last I ever need. I have been very pleased with the professionalism and experience that Sam provides. My real estate business would not succeed without the loans getting done very quickly, at fair rates, and with first-rate service for my clients. I am very happy with my relationship with Sam Cowen and have recommended him often to other Realtors® in Keller Williams Realty. I sincerely appreciate having such a good loan partner in my transactions. I highly recommend Sam Cowen and Cowen Funding.""
— E. Frank Wade
"Sam is a great loan officer who you can depend on to give your Buyers the very best deal available. This is important when you have clients trying to buy as much home as they can and still wanting to stay within their means. He is up on all the best loan programs available and sticks it out until the deal is done. I love\ that even though we are in different cities he is always just a phone call, text message or email away, keeping all informed as the buying process progresses. Sam is easy to work with and most importantly your Buyers are getting the very best service and rate every deal, every time."
— Rebecca Syma
"I have worked with Sam for the past 2 years. I truly enjoy working with him. He sends in good clean well organized files. He is a low maintenance high producing client. What more can you ask for?"
— Ellen Black
"In working with Sam over the years as his AE he's proved himself a resourceful, dependable and production oriented mortgage professional. Sam's a good guy to work with and I highly recommend him."
— Jeff Hicks
"Sam Cowen is a very knowledgeable loan officer with a deep understanding of a variety of products and pricing. He is also one of the most computer literate loan officers I have ever met. His files submitted were always complete. He is very thorough in everything he does."
— Jeremy Kojis
"I have known Sam Cowen for over 10 years. In my dealings with him he has always demonstrated a high degree of intelligence, integrity, and professionalism. It appears to me that he has developed a substantially better than average client base. Sam is very adept at maximizing the advantages of current technology. He is, in my view, a knowledgeable, well rounded, production oriented mortgage banker"
— Mike Jackman
"I have had the pleasure of working with Sam for several years now. He has directed quality loan business to Gracy Title Company. He has always been there for his clients making sure every detail was taken care of so they could get the loan they needed to close. I enjoy working with Sam because of his integrity and business ethics--and bottom line, he really is a great guy."
— Debra Holloway
"Sam provided me with so of the most unique marketing tools I have seen in the industry and I would welcome the opportunity of working with him again."
— Michael Addison
"Sam, always "stepped up to the plate" for his clients and employees. The most knowledgeable person in the mortgage industry that I know. He is the only person I trust to do my own personal loans. He was a pleasure to work for and I would work with him again if the opportunity presented itself."
— Aaron Hines
"To whom it may concern: Sam Cowen is the most knowledgeable and efficient mortgage professional that I have ever met. In 1999, Sam Cowen took me under his wing and hired me to be a loan officer for his company, Consumer Direct Mortgage. Sam taught me everything from structuring a file correctly for all loan types, such as FHA, VA, and Conventional. He also showed me how to be unique and create a niche to be more successful and overcome the competition and objections. He is a master at direct marketing to improve capture rate of clients. In addition, he understands technology more than any mortgage professional I have ever met and he uses this to his advantage and creates processes that make his company the most efficient mortgage company that I have ever worked. Needless to say, I owe Sam a tremendous amount for my successes of owning my own mortgage company and learning from his expertise. Sam Cowen will be a huge asset for any company that is considering him, regardless if it is in the mortgage industry or not. If you have any questions, please call me at 214-731-0109 ext 226. Sincerely, Jason Wetterauer"
— Jason Wetterauer
"I really enjoyed working for Sam. I was most impressed by his level of sophistication as it relates to the Mortgage Industry. He is an innovator and had a fantastic ability to leverage technology while still being a fantastic "people" person. To this day I know companies in the industry who aren't using technology even to the degree that Sam was in 1998!"
— Ricardo Cobos
"Sam and I worked together at CTX Mortgage. Sam is innovative and incredibly knowledgeable about the mortgage business. His customers were always impressed and I definitely benefited from working with Sam."
— Lance Logan
"I hired Sam at CTX Mortgage to conceptualize, develop and manage new ideas of originating mortgages outside of the traditional retail branch concept. I found him to be a very dedicated and hard working individual with unique skills and ideas that set him apart from your traditional loan officer. Steve Deardorff, President Suburban Mortgage, Dallas, TX"
— Steve Deardorff
"Sam Cowen is a client of mine. I have found that due to his eye for detail, points that were missed by others were noticed by him and under his direction were rectified thus preventing major problems prior to closing. I heartily endorse Sam in his business dealings. He is truly a professional. Greg Crawford Texas Real Estate Office 325.573.8700 325.573.8706 fax 713.408.8805 cell"
— Greg Crawford
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